From Retirement Security to Retirement Insecurity

One of the main achievements of American society over the last 100 years is the system of public and private benefits that have made it possible for most Americans to enjoy a comfortable retirement after decades of employment. Trends, however, in the U.S. economy and in private pension plans and the increasing costs of health care and housing for a growing number of older people over the last 40 years have begun to erode retirement security for many older Americans. These same trends are also putting retirement security at risk for future retirees, especially those born after 1980 and for minority workers. The attached articles provide an overview of these trends and their projected impact on the lives of an increasing number of Americans and some initiatives that can be taken in the public and private sector to restore retirement security for current and future retirees.


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