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You are here: Home / Archives for Retirement Security / Social Security

September 11, 2018

America’s Broken Retirement System is a Recipe for Political Chaos

As stocks go up and unemployment comes down, an increasing number of older Americans find themselves dodging bill collectors and spiraling into debt. Many warn of severe economic repercussions if this continues. But there’s more—large swaths of downwardly mobile seniors who thought of themselves as middle class is also a recipe for political chaos. Economist […]

Filed Under: Poverty and Public Policy, Social Security

August 31, 2018

How Much Would Senator Rubio’s Paid Leave Program Help New Parents?

Unlike every other high-income nation, the United States does not guarantee paid leave to new mothers (Addati, Cassirer, and Gilchrist 2014). To expand paid leave options, Senator Marco Rubio (R–FL) introduced legislation this month that would allow new parents to use part of their future Social Security retirement benefits to finance time off from work […]

Filed Under: Social Security

August 9, 2018

Modernizing Social Security: Caregiver Credits

Women still tend to work fewer years and earn less than men, which leads to less income in retirement. One reason is that women are often still the main family caregiver. Traditionally, Social Security has recognized this role by providing spousal and widow benefits for married women. Today, however, many women are not eligible for […]

Filed Under: Caregiving, Social Security

June 7, 2018

Replacement Rates for Hypothetical Retired Workers

Adequacy and equity of Social Security benefits are major policy considerations for the program. One measure of adequacy is the percentage of pre-retirement earnings that Social Security benefits replace, or the “replacement rate”. The numerator of this replacement rate is well established as the Social Security benefit. One indicator of equity is the degree of […]

Filed Under: Social Security

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