Health-Care Deductibles Climbing Out of Reach

Deductibles are an element of any insurance product, but as deductibles have grown in recent years, a surprising percentage of people with private insurance, and especially those with lower and moderate incomes, simply do not have the resources to pay their deductibles and will either have to put off care or incur medical debt. The chart […]

Public vs. Private Health Insurance on Controlling Spending

No single fact can settle the long-running debate of whether public or private health insurance is preferable. But by one basic metric, the rate of increase in per capita spending, public insurance has an edge. The Federal Office of the Actuary in the Centers for Medicare and Medicaid Services has charted the annual rate of […]